Explore mortgage options with Christian Roberts Mortgage

WWW.JUMBOMORTGAGEUTAH.COM is Utah's premiere Jumbo Home Mortgage Lender. We offer the lowest Jumbo Mortgage rates in Utah and we make the process simple, straightforward and fast for Borrowers seeking a mortgage in Utah.

 

Our Jumbo, Conventional and VA mortgage rates are the lowest available in Utah. We recognize that home buyers want a local Utah Mortgage Company that takes the time to understand the unique needs of each borrower.

 

Call Daniel Paris (801) 604-4949 anytime 24/7 days a week !

We can approve clients for a Utah home mortgage loan with credit scores from a 660 up to 900 scores.

Jumbo Loans with 5% ,10% & 15% down payment / Jumbo Loan to Value options !

Jumbo Mortgage in Utah with Low down Payment

Jumbo Loans With 5% - 15% Down
No Mortgage Insurance

 

Jumbo Mortgage Utah.Com offers several Jumbo mortgage loan programs for your Utah Jumbo Home loan needs with low down payment on a Jumbo Loan in Utah. None of these options will require mortgage insurance!

 

5% DOWN PAYMENT MAX LOAN $2,500,000 Loan AmountsWITH A DTI 35% 720 CREDIT SCORE

15% DOWN PAYMENT MAX LOAN $2,500,000 Loan AmountsWITH A DTI 43% 680 CREDIT SCORE

10% DOWN PAYMENT MAX LOAN $1,500,000 Loan AmountsWITH A DTI 43% 720 CREDIT SCORE

 

Thank you for your inquiry into our Jumbo loan options with low down payment requirements. I have many Jumbo Mortgage products that most banks and loan officers do not offer. We currently lend in Utah. Our products are designed for both Home Purchase and Refinance transactions. I can provide Construction Loans with 20% down and a 680 credit score.

 

New construction is allowed In addition to what you see below I can blend some of these options for even more flexibility. Our Low Down Jumbo product options continue to expand so please Call me at (801) 604-4949 Daniel Paris

Jumbo single loan & Split Loan Combo

Here is a list of other loan to values at higher loan amounts for Jumbo Mortgage Home Loans in Utah!

660-850 Credit Scores

90% Loan to Value: $2,500,000 Maximum loan amount

85% Loan to Value: $2,500,000 Maximum loan amount

80% Loan to Value: $2,000,000 Maximum loan amount

70% Loan to Value: $2,500,000 Maximum loan amount

65% Loan to Value: $3,000,000 Maximum loan amount

60% Loan to Value: $5,000,000 Maximum loan amount

* Max debt to income ratio of 43%

* Available in 30, 20 and 15 Year Fixed Rate and 3/1 5/1, 7/1 & 10/1 ARM.

* Payoff of construction Loans is allowed.

 

Please call or email me for rate inquiries or questions 24/7 at Daniel Paris (801) 604-4949
or email me: DanParis02@hotmail.com

 

Christian Roberts Mortgage is Utah’s leading Jumbo, Conventional and FHA Mortgage Company. We have the ability to approve Utah Jumbo Home Loans quickly so our clients don't need to wait for a lengthy application and approval process that many banks require. We are the Utah Mortgage Company that will pre-approve borrowers in less than an hour and provide a written Pre-approval Certificate to present with their Purchase Contract.

We have the lowest Jumbo Mortgage Rates for Purchasing or Refinancing outside of the box home loans in such cities as Park City Jumbo loans, Draper jumbo mortgage loans, St George jumbo mortgage loans, , Holiday Jumbo mortgage loan, Salt Lake City Jumbo Mortgage, Cottonwood Jumbo Home Loans as well as North Salt Lake city Jumbo Home Loans, Bountiful Jumbo Mortgage Loans and Utah county and Davis County.

That's why we consistently rank among the highest in overall customer satisfaction among Utah mortgage companies. Some of the many competitive Jumbo Mortgage Home Loans, Conventional mortgage programs that we offer include:

 

PEPPERWOOD UTAH HOME LOANS

UTAH JUMBO MORTGAGE LOAN TO VALUE OPTIONS

INVESTMENT PROPERTY JUMBO HOME LOANS TO 75% LTV

JUMBO LOANS UP TO 90% LOAN TO VALUE

JUMBO HOME LOANS

ALTA JUMBO HOME LOANS/ ALTA JUMBO MORTGAGE

DRAPER JUMBO HOME LOANS/ DRAPER JUMBO MORTGAGE

SANDY JUMBO HOME LOANS/ SANDY JUMBO MORTGAGE

SALT LAKE CITY JUMBO HOME LOANS/ SALT LAKE CITY JUMBO MORTGAGE

WEST JORDAN JUMBO HOME LOANS/ WEST JORDAN JUMBO MORTGAGE

SOUTH JORDAN UT JUMBO HOME LOANS / SOUTH JORDAN JUMBO MORTGAGE

HERRIMAN UT JUMBO HOME LOANS / HERRIMAN JUMBO MORTGAGE

RIVERTON UT JUMBO HOME LOANS / RIVERTON JUMBO MORTGAGE

HOLLADAY JUMBO HOME LOANS/ HOLLADAY JUMBO MORTGAGE

COTTONWOOD JUMBO HOME LOANS / COTTONWOOD JUMBO MORTGAGE

HIGHLAND JUMBO HOME LOANS / HIGHLAND JUMBO MORTGAGE

BOUNTIFUL JUMBO HOME LOANS/ BOUNTIFUL JUMBO MORTGAGE

PARK CITY JUMBO HOME LOANS/ PARK CTY JUMBO MORTGAGE

AMERICAN FORK JUMBO HOME LOANS/ AMERICAN FORK JUMBO MORTGAGE

SUGARHOUSE JUMBO HOME LOANS / SUGARHOSE JUMBO MORTGAGE

LINDON JUMBO HOME LOANS / LINDON JUMBO MORTGAGE

PROVO JUMBO HOME LOANS/ PROVO JUMBO MORTGAGE

OREM JUMBO HOME LOANS/ OREM JUMBO MORTGAGE

PLEASANT GROVE JUMBO HOME LOANS/ PLEASANT GROVE JUMBO MORTGAGE

MILLCREEK JUMBO LOANS/ MILLCREEK JUMBO MORTGAGE

MURRAY JUMBO HOME LOANS/ MURRAY JUMBO MORTGAGE

ST GEORGE JUMBO HOME LOANS/ ST GEORGE UT JUMBO MORTGAGE

HEBER CITY JUMBO HOME LOANS/ HEBER JUMBO MORTGAGE

ALPINE JUMBO HOME LOANS/ ALPINE JUMBO MORTGAGE

NORTH SALT LAKE JUMBO HOME LOANS/ NORTH SALT LAKE CITY UT JUMBO MORTGAGE

CENTERVILLE JUMBO HOME LOANS/ CENTERVILLE JUMBO MORTGAGE

UTAH JUMBO HOME LOANS / UTAH JUMBO MORTGAGE

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Homebuyers

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Today's Rates

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Refinance

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Loan Programs

Learn about different types of home loans.

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Your top mortgage questions, answered

Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.

A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.

Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.

While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.

Dan - Headshot

Christian Roberts Mortgage

6400 South 512 East
Slc UT 84107
NMLS # 243976/3138
danparis02@hotmail.com

What our clients are saying

  • Awesome Service!!

    Gurjeet Kaur Avatar Gurjeet Kaur
    September 9, 2025

    Daniel was really helpful throughout my mortgage process. He was really quick and expressed concerns when they came up. He let me know I was approved in one day!

    Angelica Carrillo Avatar Angelica Carrillo
    August 17, 2025

    My husband and I had a very good experience with our cross country move. Their team was very helpful and responsive to any and all questions we had. Highly recommend... read more

    Lauren Faulk Avatar Lauren Faulk
    August 15, 2025

    Daniel was incredible to work with throughout our mortgage process. He was professional, knowledgeable, and always available to answer our questions. What stood out most was his genuine care and... read more

    Gaige Kartchner Avatar Gaige Kartchner
    January 3, 2025
  • Daniel provided very good service, a very good interest rate, and he kept us well informed on the status of our load. I highly recommend Daniel Paris.

    Joe Sacksteder Avatar Joe Sacksteder
    March 7, 2024

    Daniel was very helpful throughout the whole process. As a first time home buyer he thoroughly explained everything and made sure we understood. I recommend Daniel you won't regret it. Thank... read more

    neba elu Avatar neba elu
    December 22, 2023

    Daniel is amazing to work. He is very professional and was responsive to all the questions I had. He made the home buying process as easy as possible. I highly... read more

    hermela assefa Avatar hermela assefa
    December 22, 2023

    Daniel was amazing to work with throughout the whole process. Not only does he get you the lowest rates possible, but he explains everything in detail and is very transparent.... read more

    Kayli Jorgensen Avatar Kayli Jorgensen
    November 23, 2023
  • Daniel and his team were great to work with. The process was straightforward and Daniel was very responsive and helpful when we had questions. We’d definitely use him again in... read more

    Jodi Booth Avatar Jodi Booth
    June 1, 2023

    Daniel was great in helping me purchasing a house in 2021. Thanks Daniel.

    Ed Fan Avatar Ed Fan
    March 15, 2023

    I've tried to work with lenders before and my experience was generally negative. Being a first time buyer, Dan was quick to answer any question I had and made this... read more

    Anthony Duran Avatar Anthony Duran
    November 18, 2022

    Daniel did an outstanding job helping us with our mortgage. He suggested helpful options, kept us informed about items needed for processing and connected us with the world's best... read more

    Dennis McFarland Avatar Dennis McFarland
    November 17, 2022
  • No exaggeration, Dan is truly the man. I researched for hours, agonized and called too many lenders, and finally found Dan - who I didn’t know from Adam - and... read more

    Chase Adams Avatar Chase Adams
    February 20, 2022

    Daniel and Kristina make a really good team. It was great working with them. They really went above and beyond to help us get the best rate available to us.... read more

    Paul Mayer Avatar Paul Mayer
    February 20, 2022

    Daniel is a pro across the board. I highly recommend him.

    Talbot Lloyd Avatar Talbot Lloyd
    January 21, 2022

    Daniel is a master problem solver. He can make even impossible lending situations possible.

    K C Avatar K C
    April 7, 2021
  • That was easy! Thanks Daniel

    bryan brotherson Avatar bryan brotherson
    April 1, 2021

    Daniel was a blessing when it came to refinancing my home. Best rates and made it simple.

    Chris brotherson Avatar Chris brotherson
    April 1, 2021

    If you need a lender fast, honest, and efficient, so Daniel is your guy. He has the most competitive mortgage insurance and affordable closing cost! I have worked with him... read more

    Pino Family Avatar Pino Family
    February 6, 2021